Smart Business Practices: The Crucial Role of Separate Bank Accounts for Sole Proprietorships A Conversation Between Manu & Vinu Vinu:Hey Manu! I've been running my business as a sole proprietor, and I've been using my personal bank account for both personal and business transactions. But recently, ...
Why Profit is not equal to cash ? A Conversation Between Manu & Vinu Vinu: Hi Manu! I've been diving deep into my business finances lately, and I have a question that's been bugging me. Why is profit not equal to cash? I mean, aren't they both indicators of financial success? Manu: Hey Vinu! I'm gla...
Cost of Capital A Conversation Between Manu & Vinu Vinu: Hey Manu! I've been hearing a lot about the cost of capital lately, and I wanted to understand why it's so important for entrepreneurs like me to have a clear understanding of it. Can you shed some light on this topic, especially in the Indian...
Unraveling the Mystery of Liquidity A Candid Conversation Between Manu & Vinu Introduction: Welcome to another exciting episode of our finance blog series, where we dive deep into the world of financial analysis. Today, we'll explore the intriguing realm of liquidity analysis. In this enlightening c...
Term Loan Appraisal : Critical Aspects Vinu, a credit analyst, is relatively new to the banking industry and has been assigned to work closely with Manu, an experienced credit manager. They are sitting in the bank's conference room, reviewing a term loan proposal from a potential borrower. Vinu take...