Latest Development on Essential Commodities Act & LPG Supply Crisis Vinu: Manu, I read an article in Business Line dated March 12, 2026 titled “What is Essential Commodities Act, why has it been invoked for LPG supply?” What is this issue about? Manu: Vinu, this article explains why the Government o...
Key Financial Ratios Every Finance Executive Should Track Monthly Vinu: Manu, finance executives track dozens of numbers. Which financial ratios truly matter on a monthly basis? Manu: Monthly tracking should focus on control and early warning, Vinu. You don’t need every ratio—only those that reflect...
Cash Flow vs Profit: What Finance Professionals Must Never Confuse Vinu: Manu, many businesses show profits but still face cash shortages. Why does this happen? Manu: Because profit and cash flow are not the same, Vinu. Profit is an accounting outcome, while cash flow reflects actual money movement....
How Finance Executives Should Read Financial Statements for Decision-Making Vinu: Manu, finance executives look at financial statements all the time. But what’s the right way to read them for decision-making, not just reporting? Manu: That’s the key difference, Vinu. For decision-making, financial s...
Working Capital Gap vs. Net Working Capital: Understanding Bank Finance Under the 2nd Method of Lending Vinu: Hi Manu. I’m reviewing a working capital proposal, and I often hear about Net Working Capital and Working Capital Gap. I also know that banks sometimes ask the borrower to bring in margin ba...