Profit Is Not Cash: A Simple Reality Check for Entrepreneurs Vinu: Manu, my business shows a profit of ₹12 lakh, but I’m constantly short of cash. How is that possible? Manu: This is one of the most common entrepreneur problems, Vinu. Profit is accounting-based, cash is reality-based. They rarely mo...
Financial Statements for Entrepreneurs: Read Less Accounting, Get More Business Clarity Vinu: Manu, I’m not from an accounting background. Financial statements look intimidating. Where should an entrepreneur even start? Manu: Start with intent, not accounting, Vinu. Ask one simple question: Is my bu...
Practical Operating Budgeting for Finance Leaders – A Step-by-Step Guide Vinu: Manu, many budgets look perfect on paper but fail in execution. What makes an operating budget practical? Manu: A practical budget is realistic, Vinu. It reflects actual business capacity, past performance, and cash const...
Working Capital: The Real Lifeline Behind Daily Business Survival Vinu: Manu, working capital is often called the lifeline of a business. Why is it so critical? Manu: Because working capital funds day-to-day operations, Vinu. Without adequate working capital, even a profitable business can come to a...
Fund Flow Analysis for Bankers: How to Track Long-Term Financial Health Vinu: Manu, bankers focus a lot on cash flow. Why is fund flow analysis still important? Manu: Because fund flow explains movement of long-term funds. It shows how funds were sourced and how they were applied over time. Vinu: Le...