Understanding Banks' Margin Application on Current Assets and Verification of Inventory and Receivables Vinu: Hi Manu, I have a question about how banks apply margin on the Current Assets (CA) like inventory and receivables when computing Drawing Power (DP) in Cash Credit (CC) accounts. Can you help...
Role of Creditor in Working Capital Management Vinu: Hey Manu, I was curious about the role creditors play in the working capital cycle. Could you enlighten me? Manu: Hi Vinu! Creditors play an important role in the working capital cycle. They are the suppliers or vendors from whom a company purchas...
Understanding Inventory Holding Period: Insights for Bankers Introduction: Welcome to our blog, where we dive into the concept of inventory holding period and its relevance for bankers. In this scenario, Vinu, a curious banker, approaches Manu, an expert in inventory management, seeking clarificatio...
Demystifying Collateral Securities A Conversation Between Manu & Vinu Introduction: In the world of finance and lending, collateral securities play a vital role. They provide a level of protection for lenders while enabling borrowers to access credit. In this lively conversation between Manu, the fi...
Auditor Resignations: Precautions Banks Must Take from a Banker's Perspective A Conversational Journey with Manu & Vinu Introduction: Vinu a CA article during his concurrent audit had a doubt regarding how the voluntary resignation of auditor from a company affects bank’s perception with that compan...