Exploring First Loss Default Guarantee A Conversation Between Manu & Vinu Introduction: In the realm of financial services, terms like "guarantee," "default," and "risk" can seem complex and intimidating. However, there are financial instruments designed to mitigate risks and offer peace of mind to ...
pBcrsfu Understanding the Operating Cycle A Conversation Between Manu & Vinu Vinu: Hey Manu, I've been hearing about something called the "Operating Cycle" in business. Can you explain what that is? Manu: Of course, Vinu! The operating cycle is a fundamental concept in business that helps us underst...
Ratios Across Industries: Acceptable level of ratios for different types of businesses A Conversation Between Manu & Vinu Vinu: Hey Manu, I've been wondering why there's a difference in the acceptable level of ratios for different types of businesses. I've noticed that sometimes higher ratios are in...
Unraveling the Mystery of Liquidity A Candid Conversation Between Manu & Vinu Introduction: Welcome to another exciting episode of our finance blog series, where we dive deep into the world of financial analysis. Today, we'll explore the intriguing realm of liquidity analysis. In this enlightening c...
Term Loan Appraisal : Critical Aspects Vinu, a credit analyst, is relatively new to the banking industry and has been assigned to work closely with Manu, an experienced credit manager. They are sitting in the bank's conference room, reviewing a term loan proposal from a potential borrower. Vinu take...