Exploring Different Types of Bill Discounting Vinu: Hey Manu, I’ve heard about bill discounting as a way to manage cash flow, but I’m not sure about the different types. Can you explain the types of bill discounting to me? Manu: Sure, Vinu! Bill discounting is a financial arrangement where a busines...
Cash Credit against Book Debts - A Discussion Vinu: Hi Manu, can you help me understand how to assess the Cash Credit or Overdraft limit for a business entity against Book Debts as security? Manu: Sure, Vinu. Assessing the limit involves a thorough evaluation of the business’s financial health and t...
Unhedged Foreign Currency Exposure Vinu: Hey Manu, I came across the term "unhedged foreign currency exposure" in a finance article. Can you explain what it means? Manu: Sure, Vinu! Unhedged foreign currency exposure refers to a situation where a company is exposed to fluctuations in foreign exchang...
Common Lending Discrepancies and How to Prevent Them Vinu, a bank branch manager, is conducting a routine review with Manu, the internal auditor. Manu identifies some discrepancies in the lending processes. Manu: Hi Vinu, I was reviewing some of the loan files and noticed a few discrepancies that we...
Partnership Reconstitution: Key Actions for Lending Bankers Vinu: Hey Manu, I've been reading up on the reconstitution of partnerships and the actions we need to take from a lending banker's perspective. Can we discuss this? Manu: Sure, Vinu. What specifically do you want to know about? Vinu: What a...