CAIIB Advanced Bank Management

Instructor: CA N Raja, B.Com., PGDBA, FCA

Language: English

Validity Period: Lifetime

₹1999 including 18% GST

Description
Course Content
How to Use

Are you preparing for Advanced Bank Management - CAIIB Examination?

Then this course is for you!

By enrolling in this course, you will learn

1) Basics of Credit Analysis
2) Financial Statement Analysis
3) How to do Financial Ratio Analysis
4) How to do Fund Flow Analysis
5) Basic Elements of Loan Proposal
6) How to assess and manage Working Capital?
7) How to do Term Loan Appraisal & Assessment as a Banker?
8) How to prepare Cash Budget for Bank Loans?
9) Documentation
10) NPA Management
11) Basics of SARFAESI Act

This course is designed in a self-paced learning style. Try listening to lectures with headphones for more clarity and keep taking notes for better understanding. Have note pad and pen alongside to take note of critical points.

See you inside the course!

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	Basics of Credit Analysis
		Introduction to credit analysis process
		Introduction to credit analysis process 5:00
		Management Experience and Expertise
		799 cfa799 9:00
		Credit History
		800 cfa800 17:00
		Financial Standing
		801 cfa801 11:00
		Industry Condition
		802 cfa802 5:00
		Repayment Capacity
		803 cfa803 3:00
		Know Your Customers
		Know Your Customer (KYC)
		Legal and Valuation of Securities
		Legal-and-Valuation-of-Securities
		Financial Statements
		804 cfa804 22:00
		Introduction to Credit Appraisal
		3270
		Credit Appraisal
		3271
		Validation of the Proposal
		3272
		Credit Risk
		3273
		Cardinal Principles of Lending
		3274
		Credit Worthiness of Borrower
		3275
		Credit Risk Rating
		3283
		Purpose of Loan
		3284
		Source of Repayment
		3285
		Cash Flows
		3286
		Collateral
		3287
		Decision making in Credit
		6573 2:00
		Difference between Corporate Lending and Retail Lending
		6574 4:00
		Information Exchange amongst Lending Institutions and Credit Information Companies
		6575 5:00
		Dun & Bradstreet
		6576 2:00
		Negative List of Information
		6577 5:00
		Central Repository of Information of Large Credits
		6578 4:00
		Know Your Customer Policies
		6579 7:00
		Introduction to Principles of Lending
		3128
		Safety of Lending
		3129
		Liquidity
		3130
		Profitability
		3131
		Purpose of Loan
		3138
		Diversification of Risk
		3139
		Introduction to Credit Policy
		3172
		Credit Policy
		3143
		Contents of Credit Policy (Part 1/3)
		3173
		Contents of Credit Policy (Part 2/3)
		3174
		Contents of Credit Policy (Part 3/3)
		3175
		Introduction to Credit Delivery
		3084
		Sole Banking Arrangement
		3085
		Multiple Banking Arrangement
		3086
		Syndication
		3253
		Types of Syndication
		3254
		Credit Thrust Areas
		3264
		Credit Priorities
		3265
		Credit Acquistion
		3267
		Tenure of Credit
		3266
		Statutory Restrictions on Banks on Loans & Advances
		3268
		Regulatory Restrictions on Banks on Loans & Advances
		3269
		Types of Credit Facilities
		3237
		Cash Credit - Operational Mechanism
		3238
		Features of Cash Credit Arrangement
		3239
		Advantages of Cash Credit
		3240
		Disadvantages of Cash Credit
		3241
		Overdraft Facility
		3242
		Difference between Cash Credit and Overdraft
		3236
		Introduction to loan system
		3243
		Bill Discounting System
		3257
		Introduction to Appraisal Standards & Qualitative Parameters
		3179
		Liquidity and Net Working Capital
		3180
		Financial Soundness
		3181
		Turnover
		3182
		Profits
		3183
		Credit Rating
		3184
		Capital Markets
		3185
		Term Loan Related Parameters
		3186
		NBFC - Quantitative Parameters
		3187
		Infrastructure Projects - Quantitative Parameters
		3188
		Lease Finance - Quantitative Parameters
		3189
		Guarantees & Co-Acceptances
		3190
		Syndication of Loan
		3191
		Documentation responsibilities, waivers and waiver authority
		3192
		Introduction to Different types of Borrowers
		3082
		Major & Minor - Types of Borrowers
		3083
		Married Woman
		3140
		Purdhanashin Woman
		3141
		Illeterate Person
		3142
		Difference between Partnership Firm, LLP and Private Limited Company
		3224
		Agent
		3193
		Attorney
		3194
		Joint Borrowers
		3195
		HUF - Part 1
		3196
		HUF - Part 2
		3197
		Sole Proprietorship
		3198
		Partnership Introduction
		3199
		Partnership - Essential Ingredients
		3200
		Partnership - Registration
		3201
		Limited Liability Company
		3212
		Precautions while granting crediting facilities to LLP
		3225
		Public and Private Companies
		3213
		One Person Company
		3214
		Difference between OPC and Sole Proprietorship
		3215
		Small Company
		3216
		Precautions - Lending to Company (Part 1)
		3218
		Borrowing powers of Company
		3219
		Borrowing Ultra Vires the Company
		3220
		Board Resolution for Borrowing
		3221
		Registration of Charges
		3222
		Effect of Non Registration of Charges
		3223
	Financial Statement Analysis
		Introduction to Financial Analysis
		4362
		Meaning and Features of Financial Statements
		4363
		Significance of Financial Statements
		4364
		Limitations of Financial Statements
		4365
		Financial Statements of Companies
		4366
		Meaning of Financial Statement Analysis
		4367
		Objectives of Financial Statement Analysis
		4368
		Limitations of Financial Statement Analysis
		4369
		Tools of Financial Statement Analysis
		4370
		Preparation of Comparative Statement
		4371
		Preparation of Comparative Statement - Case 1
		4372
		Preparation of Comparative Statement - Case 2
		4373
		Preparation of Comparative Statement - Case 3
		4374
		Preparation of Comparative Statement - Case 4
		4375
		Preparation of Comparative Statement - Case 5
		4376
		Preparation of Common Size Statement
		4377
		Case 1 - Preparation of Common Size Statement
		4378
		Case 2 - Preparation of Common Size Statement
		4379
		Case 3 - Preparation of Common Size Statement
		4380
		Case 4 - Preparation of Common Size Statement
		4381
		Case 5 - Preparation of Common Size Statement
		4382
		Case 6 - Preparation of Common Size Statement
		4383
		Trend Analysis Case 1
		4390
		Trend Analysis Case 2
		4391
		Trend Analysis Case 3
		4392
		Trend Analysis Case 4
		4393
		Trend Analysis Case 5
		4394
	How to do Financial Ratio Analysis
		Introduction to Ratio Analysis (Talking Head)
		2948
		Classification of Ratio (Talking Head)
		2947
		Introduction to Liqudity Ratio (Talking Head)
		2946
		Classification of Liqudity Ratio (Talking Head)
		34 FM34
		Current Ratio (Talking Head)
		35 FM35
		Quick Ratio (Talking Head)
		36 FM36
		Ideal Current Ratio and Quick Ratio (Talking Head)
		37 EM37
		Absolute liqudity Ratio (Talking Head)
		38 FM38
		Basic Defense interval Ratio (Talking Head)
		39 FM39
		Capital Structure Ratios (Talking Head )
		40 FM40
		Turn over Ratio (Talking Head )
		41 FM41
		Inventory Turn over Ratio (Talking Head )
		42 FM24
		Debtors Turn over Ratio (Talking Head)
		43 FM43
		Creditors Turn over Ratio (Talking Head)
		44 FM44
		Inventory Holding Period (Talking Head)
		45 FM45
		Creditors Payment Period (Talking Head)
		46 FM46
		Debtors Collection Period (Talking Head)
		47 FM47
		Debt Service Coverage Ratio (Talking Head)
		52 FM52
		Interest Coverage Ratio (Talking Head)
		53 FM53
		Preference Dividend Coverage Ratio (Talking Head)
		54 FM54
		Capital Gearing Ratio (Talking Head)
		55 FM55
		Profitability Ratio (Talking Head)
		56 FM56
		General Profitability Ratio (Talking Head)
		57 FM57
		Return on Investment Ratios (Talking Head)
		58 FM58
		Various Ratio for Equity Share holders (Talking Head)
		59 FM59
		Market Value Ratios (Talking Head)
		60 FM60
		Summary and limitation of Ratio Analysis (Talking Head)
		61 FM61
	How to do Fund Flow Analysis
		Introduction to Fund Flow Analysis (Talking Head)
		2950
		Importance of Fund Flow Analysis (Talking Head)
		74 FM74
		Fund Flow Through some Numbers (Talking Head)
		75 FM75
		Fund Flow Through Digram (Talking Head)
		76 FM76
		How to identify long term Sources and Uses (Talking Head)
		77 FM77
		Example of Long Term Source And Uses (Talking Head)
		78 FM78
		Standard Format of Fund Flow Statement (Talking Head)
		79 FM79
		Information Required For Preparing Fund Flow Statement (Talking Head)
		80 FM80
		Deficit Analysis in Fund Flow Statement
		2091
		Estimate vs Actuals analysis in Fund Flow Statement
		2092
		Comprehensive Analysis 1 of Fund Flow Statement
		2093
		Comprehensive Analysis 2 of Fund Flow Statement
		2094
		Comprehensive Analysis 3 of Fund Flow Statement
		2095
		Case Study 1
		82 FM82
		Case Study 2
		83 FM83
		Case Study 3
		84 FM84
		Case Study 4
		913 cfa913
		Case Study 5
		4202
	Basic Elements of Loan Proposal
		Capture Borrower Profile
		2062 6:00
		Write Brief Background of Borrower
		Write Brief Background of Borrower 6:00
		Industry / Sector of Borrwer Write Up
		2064 3:00
		Proposal request Template Format
		2065 7:00
		Credit Limits Table Formulation
		2066 11:00
		Group Exposure Table and Interpretation
		2067 5:00
		Banking Arrangement and Sharing Pattern
		2068 2:00
		Inter firm Comparison in Loan Proposal
		2103 4:00
		Inter firm Comparison in Loan Proposal Case 1
		2104 7:00
		Internal Rating in Loan Proposal
		2105 4:00
		Internal Rating in Loan Proposal - More Insights
		2106 6:00
		External Rating in Loan Proposal
		2107 6:00
		Review of Conduct of Accounts in Loan Proposal
		2108 6:00
		Review of Cash Credit Account
		2109 8:00
		Review of Term Loan Accounts
		2110 6:00
		Review of Letter of Credit Facility
		2111 5:00
		Review of Bank Guarantee
		2112 3:00
		Review of Warning Signals and Audit Reports in Loan Proposal
		2113 8:00
		Review of Compliance of Financial Covenants & Sanction Conditions
		2114 4:00
		Review of Contingent Liabilities and Statutory Dues
		2115 2:00
		Addressing Risk and Mitigating Factors
		2116 9:00
		Recommendation for Finer Pricing
		2117 6:00
		Review of Defaulters List
		2118 4:00
		Review of Loan Policy Guidelines and its Deviations
		2119 5:00
		Review of Assessed Bank Finance
		2120 8:00
		Working Capital Cycle Explanation
		2121 8:00
		Working Capital Cycle Analysis
		2122 5:00
		Assessment of CC Book Debts
		2123 5:00
		Assessment of Letter of Credit Limit
		2124 4:00
	How to assess and manage Working Capital?
		Introduction to Working Capital Management (Part 1)
		149 FM149
		Introduction to Working Capital Management (Part 2)
		150 FM150
		Importance of Adequate Working Capital
		151 FM151
		Optimum Working capital
		152 FM152
		Working Capital Loans
		23b Working Capital Loans
		Working Capital Cycle
		23c Working Capital Cycle
		Tandon Committee Recommendations on Working Capital Assessment
		145 CFA145
		Working Capital Assessement as per Nayak Committee
		Working Capital Assessement as per Nayak Committee
		Why Bankers reluctant to sanction Working Capital Facility?
		LACS1
		Why Bankers are running after seeing this Balance Sheet?
		LACS2
		Why Current Ratio of atleast 1.33 is insisted by Bankers?
		WCR133
		What are Current Assets and Current Liability?
		CACL
		Why Banks are insisting on Margins on Loans
		WBIMOL
		Understanding Cash Credit
		23d Understanding Cash Credit
		Cash Credit Example
		23e Cash Credit Example
		Cash Credit
		2422
		Assessment of Cash Credit - ABF Method
		322-CFA322
		Assessment of Cash Credit - Conservative Method
		323-CFA323
		Drawing Power Computation from Stock Statement
		324-CFA324
		What and Why of Non Fund Based Credit Facilities?
		329 CFA329
		Letter of Credit
		2905
		Documents involved in Letter of Credit
		332 CFA332
		Types of Letter of Credit
		333 CFA333
		General aspects related to LC
		334 CFA334
		Assessment of Letter of Credit
		335 CFA335
		Letter of Credit (Old Lecture)
		23g Letter of Credit
		LC Computation (Old Lecture)
		23i LC Computation
		What is Bank Guarantee?
		2949
		Types of Bank Guarantee
		337 CFA337
		Bid Bond Guarantee
		338 CFA338
		Advance Payment Guarantee
		339 CFA339
		Appraisal and Assessement o BG Limits
		340 CFA340
		Bank Guarantee (Old Lecture)
		23k Bank Guarantee
		Types of Bank Guarantees (Old Lecture)
		23l Types of Bank Guarantees
		What is Bid Bond Guarantee?
		2915(2)
		Maintenance bond / guarantee
		2952
		What is Retention Money Guarantee?
		2953
		What is Advance payment Guarantee?
		2954
		Introduction to Export Finance
		771 cfa771
		Preshipment Finance - Packing Credit
		772 cfa772
		Advance against Incentives
		773 cfa773
		Preshipment Credit in Foreign Currency
		774 cfa774
		Postshipment Finance
		775 cfa775
		Negotiation of Export Documents under Letter of Credit
		776 cfa776
		Purchase or Discount of Foreign Bills
		777 cfa777
		Advance against bills sent on collection
		778 cfa778
		Advance against goods sent on consignement
		779 cfa779
		Advance against Export Incentives
		780 cfa780
		Advance against undrawn balances and retrention money
		781 cfa781
		Post shipment credit in Foreign Currency
		782 cfa782
	How to do Term Loan Appraisal & Assessment as a Banker?
		Introduction to Term Loan Appraisal
		2141
		What is TEV Study?
		2142
		Technical Viability of Project
		2143
		Financial Viability of Project
		2144
		Economic Viability of Project
		2145
		Commercial Viability of Project
		2146
		Managerial aspects of Project
		2147
		Compliance aspects of Project
		2148
		Cost of Project and Means of Finance under Term Loan Appraisal
		2149
		Land Cost and related inputs under cost of Project - Term Loan Appraisal
		2150
		Building Cost and related inputs under cost of Project -Term Loan Appraisal
		2151
		Plant and Machinery Cost and related inputs under cost of Project -Term Loan App
		2152
		Technical Know how and related inputs under cost of Project -Term Loan Appraisal
		2153
		Preliminary Expenses and related inputs under cost of Project -Term Loan Apprais
		2154
		Pre-operative Expenses and related inputs under cost of Project -Term Loan Appra
		2155
		Provision for Contingencies and related inputs under cost of Project -Term Loan
		2156
		Working Capital Margin and related inputs under cost of Project -Term Loan Appra
		2157
		General aspects related to estimation of Cost of Project - Term Loan Appraisal
		2158
		Introduction of Sources of Finance - Term Loan Appraisal
		2159
		Share Capital as source of Finance - Term Loan Appraisal
		2160
		Internal Accruals as source of Finance - Term Loan Appraisal
		2161
		Subsidies as source of Finance - Term Loan Appraisal
		2162
		Debenture as source of Finance - Term Loan Appraisal
		2163
		Term Loan as source of Finance - Term Loan Appraisal
		2164
		Unsecured Loans as source of Finance - Term Loan Appraisal
		2165
		Project Implementation Schedule
		2166
		Production Factors - Term Loan Appraisal
		2167
		Manufacturing Process - Term Loan Appraisal
		2168
		Other Production Factors - Term Loan Appraisal
		2169
		Analysis of DSCR (Gross Average & Net Average)
		2170
		Analysis of DSCR 2 (Gross Average & Net Average)
		2171
		How to Improve DSCR
		5743 3:00
		Break Even Analysis in Term Loan Appraisal
		2202
		Break Even Analysis Case 1 in Term Loan Appraisal
		2203
		Break Even Analysis Case 2 in Term Loan Appraisal
		2204
		Sensitivity Analysis in Term Loan Appraisal
		2205
		Sensitivity Analysis Sales Drop Testing Case 1 in Term Loan Appraisal
		2206
		Sensitivity Analysis Variable Cost Increase Testing Case 2 in Term Loan Appraisa
		2207
		Sensitivity Analysis Material Cost Increase Testing Case 3 in Term Loan Appraisa
		2208
		Sensitivity Analysis DSCR Testing Case 4 in Term Loan Appraisal
		2209
	How to prepare Cash Budget for Bank Loans?
		What is Cash Budget?
		5391 3:00
		Objective of Preparing Cash Budget
		5402 5:00
		Users of Cash Budget
		5403 2:00
		When Cash Budget is insisted in Lending?
		5406 5:00
		Format of Cash Budget
		5404 6:00
		Cash Budget - Simple Case study
		5405 16:00
		Case Study - Cash Budget
		5678 14:00
		How a reasonably good cash budget look like?
		5407 4:00
		How to identify peak deficit and liquidation of deficit through cash budget
		5408 11:00
	Documentation
		Introduction to Documentation & Document
		3146
		Importance of Documents
		3147
		Types of Documents
		3148
		Introduction to Documentation
		3545
		Meaning of Document
		3546
		Importance of Documents and Documentation in Banking Context
		3547
		Types of Documents in Banking Loan Documentation
		3548
		Selection of Documents
		3550
		Stamp Duty for documents (same duty and differential duty)
		3559
		Stamp duty on document containing several distinct matters
		3560
		Document execution in more than one state and stamp duty applicability
		3561
		Consequence of Document not duly stamped
		3562
		Remedy for a Document not duly stamped
		3563
		Stamping of Documents
		3553
		Documents of which registration is compulsory
		5195- 5:00
		Time limit for registration of documents
		5196- 3:00
		Effect of Non-registration of documents required to be registered under Indian Registration Act
		5197- 1:00
		Registration of Charge under Companies Act 2013
		5198- 2:00
		Forms for filing particulars of Charges
		5199- 1:00
		Consequences of non-filing of charge form for Registration with RoC
		5200- 3:00
		Execution of a Document
		5217- 4:00
		Mode of Execution of Document by Minor, Individual and Joint Borrowers
		5218- 3:00
		Mode of Execution of Document by Sole Proprietorship and HUF
		5219- 2:00
		Mode of Execution of Document by Partnership
		5220- 2:00
		Mode of Execution of Document by Limited Company
		5221- 3:00
		Mode of Execution of Document by Illiterate Borrower
		5222- 1:00
		Execution of Guarantee
		5280- 2:00
		Limitation of Documents
		5281- 6:00
		Law of Limitation to Guarantor
		5282- 1:00
		Extension of Period of Limitation
		5301 1:00
		Exclusion of Period of Limitation
		5302 1:00
	NPA Management
		Introduction to NPA Management
		3300
		Credit Monitoring
		3301
		NPA Reasons - Business Cycle
		3302
		NPA Reasons - Ambitious Cash Flow Projection
		3303
		NPA Reasons - Diversion of Funds
		3304
		NPA Reasons - Misuse of Funds
		3305
		NPA Reasons - Over dependence on Loan & Pledge of Shares
		3306
		NPA Reasons - Expansion & Wilful Default
		3307
		NPA Reasons - Misselling & Inadequate Credit
		3308
		NPA Management Policy - Introduction
		3311
		NPA - Trigger by SMA
		3312
		NPA - Monitoring Plans, OTS, Write Off
		3313
		Non Performing Asset ?
		3314
		What is Out of Order Account?
		3315
		Sick Units
		3316
		Procedure for rehabilitation of sick companies under bankruptcy code
		3317
		MSME Sick Units
		3318
		Income Recognition Policy for NPA
		3327
		Asset Classification
		3328
		Guidelines for NPA Classification - Part 1
		3329
		Guidelines for NPA Classification - Part 2
		3330
		Guidelines for NPA Classification - Part 3
		3331
		NPA Classification for loans under Consortium
		3332
		NPA Classification for Projects under Implementation
		3333
		Project Loans for Infrastructure Sector - NPA Norms
		3334
		Project Loans for Non-Infrastructure Sector - NPA Norms
		3335
		Project Loans for Commercial Real Estate - NPA Norms
		3336
		Other Issues in Project Loans
		3337
		Income Recognition on Project Loans
		3338
		NPA Provisioning Norms
		3339
		Options to Banks for Stressed Assets
		3342
		Exist Option for Stressed Assets
		3343
		Rescheduling / Restructuring of Stressed Assets
		3344
		Prudential Guidelines on Restructuring of Advances
		3345
		Eligibility criteria for Restructuring of Advances
		3389
		Asset Classification Norms for Restructured Assets
		3390
		Income recognition on restructured assets
		3391
		Provision for diminution in the fair value of restructured advances
		3392
		Upgradation of Loan Accounts classified as NPA
		3393
		Mahapatra Committee Recommendations on restructuring of advances
		3394
		Revised Prudential Guidelines on Restructuring of Advances (Part 1/3)
		3395
		Revised Prudential Guidelines on Restructuring of Advances (Part 2/3)
		3396
		Revised Prudential Guidelines on Restructuring of Advances (Part 3/3)
		3397
		Who is Wilful Defaulter in Banking Context?
		3438
		What is Diversion of Funds in Banking Context?
		3439
		What is Siphoning of Funds in Banking Context?
		3440
		What are the penal measures for Wilful Default?
		3441
		Mechanism for identification of Wilful Defaulters
		3442
	Basics of SARFAESI Act
		Introduction to SARFAESI Act
		5845 2:00
		Constitutional Validity of SARFAESI Act
		5846 1:00
		Borrower Definition
		5853 4:00
		Bank Definition
		5854
		Default Definition
		5855 3:00
		Financial Assistance - Definition
		5856 2:00
		PDF - Financial Assistance - Definition (1 pages)
		Financial Asset - Definition
		5857 4:00
		PDF - Financial Asset - Definition (2 pages)
		Hypothecation - Defintion
		5858 4:00
		PDF - Hypothecation - Definition (2 pages)
		Definition of Property
		5872 1:00
		PDF - Definition of Property (1 pages)
		Defintion of Security Interest
		5873 1:00
		PDF - Definition of Security Interest (1 pages)
		Defintion of Secured Creditor
		5874 1:00
		PDF - Definition of Secured Creditor (1 pages)
		Introduction to Enforcement of Security Interest
		5875 1:00
		PDF - Introduction to Enforcement of Security Interest (1 pages)
		Part 1 - Notice - Enforcement of Security Interest
		5876 7:00
		Part 2 - Recourse to Secured Creditor - Borrower not making full payment
		5877 5:00
		Part 3 - Transfer by Secured Creditor, Appropriation of Sale Proceeds & Payment by Borrower
		5878 4:00
		Part 4 - Company under Windinging Up & Scenario of other Securities Available
		5879 2:00
		Part 5 - Different rights of secured creditor, Notice & Provisions of Sec 13(2)
		5886 8:00
		Taking Possession of Secured Asset with assistance of Chief Metropolitan Magistrate or District Magistrate
		5887 2:00
		Manner and Effect of Take over of Management
		5888 4:00
		No Compensation to Directors for Loss of Office
		5889 1:00
		Right to Prefer Application to DRT
		5890 2:00
		Appeal to appellate authority
		5891
		Right of the Borrower for the compensation and cost
		5892 1:00
		Registration of Securitisation Company or Reconstruction Company
		5893 5:00
		Cancellation of Certificate of Registration
		5896 10:00
		Acquisition of right of interest in security assets - Part 1
		5897 7:00
		Acquisition of right of interest in security assets - Part 2
		5898 4:00
		Acquisition of right of interest in security assets - Part 3
		5899 3:00
		Notice of Obligor & Discharge of Obligation of such obligor
		5900 3:00
		Issue of Security Receipts & Raising of Funds
		5901 11:00
		Measures of Asset Securitisation - Part 1
		5902 8:00
		Measures of Asset Securitisation - Part 2
		5903 12:00
		Other Functions of Securtisation / Reconstruction Company
		5906 2:00
		Settlement of Dispute
		5907 3:00
		Powers of RBI to determine policy & issue directions
		5908 11:00

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